Jul
27
2009
Licensed in the state of Tennessee, I am an experienced REALTOR® who can ensure the smooth, timely and effective marketing needed to sell your home. Put me to work for you today! View a brief video: Continue Reading »
Mar
8
2010
Homeownership is a cornerstone of America that is protected, promoted and cherished. To lose a home for any reason is devastating, but to lose it through foreclosure can have a negative impact on your life for many years to come. If you live in Goodlettsville, TN or surrounding areas, please look at the warning signs.
Warning Signs of Foreclosure:
- Credit card debt out of control. (Maxed out cards). Paying the minimum amount due
- Paying for necessities with credit cards (groceries, utilities, etc)
- Cannot meet monthly financial obligations (choosing which bills to pay)
- Borrowing from friends and family
- Loss of employment, or reduction in hours or wages
- Major illness which can cause loss of work and an increase in health expenses
- Divorce, separation or other traumatic family or personal situations
- Death of a spouse or significant other
- Cannot pay the new Adjusted Payment on the ARM mortgage loan
- Major unbudgeted maintenance expense
- Excessive debt is the number-one cause of financial collapse and foreclosure.
If you detect any of these warnings, early intervention could help save your home. Contact Kim Blanton today at http://shortsalesbykimblanton.com
Mar
8
2010
When considering a purchase of a home, don’t forget the 5 powerful Goodlettsville area home buying strategies to help you buy a home.
DON’T GET PRE-QUALIFIED, GET PRE-APPROVED!
Do you want to get the best Goodlettsville, Tennessee area home you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one bargaining chip in the negotiations, and not necessarily the most important one. Often other terms, such as the strength of the buyer or time until closing, are critical to a seller. Getting “pre-qualified” by a lender means that you spend a few minutes on the phone with a lender who asks you a few questions. Based on the answers, the lender pronounces you “pre- qualified” and issues a certificate that you can show to a seller. Sellers are aware that such certificates are WORTHLESS, and here’s why! None of the information has been verified! Oftentimes-unknown problems surface! Some of the problems I’ve seen include recorded judgments, child support payments due, glitches on the credit report due to any number of reasons both accurately and inaccurately, down payments that have not been in the clients’ bank account long enough, etc. So the way to make a strong offer today is to get “pre-approved”. This happens AFTER all information has been checked and verified. You are actually APPROVED for the loan and the only loose end is the appraisal on the property. This process takes anywhere from a few days to a few weeks depending on your situation. It’s VERY POWERFUL and a weapon I recommend all my clients have in their negotiating arsenal. Continue Reading »
Mar
3
2010
When faced with possbile foreclosure in Goodlettsville, Hendersonville or northern Middle Tennessee, the most important thing to remember is to ACT NOW. Don’t wait until you have missed several payments before making a phone call.
One of the first phone calls you should make is to your lender to let them know you are facing a hardship. They will give you some options to avoid the foreclosure. Continue Reading »
Feb
27
2010
There is no subsitute for looking at a mortgage professional, face-to-face and discussing the entire process.
Internet Lending often allows for a greater chance of misunderstanding or lost communication when a loan is handled over the internet.
Internet lenders shop for rates with many insitutions. Be wary of too many inquires on your credit. It is possible to lower your credit score. Continue Reading »
Feb
26
2010
Preserving The American Dream Is Realtor’s Focus In 2010 
Crye-Leike Goodlettsville Realtor Kim Blanton Completes Short Sale & Foreclosure Training To Help Preserve Home Ownership And Aide Struggling Families
GOODLETTSVILLE, TN., - As more and more real estate sales involve buyers and sellers dealing with properties heading for foreclosure or properties that have already been foreclosed on by the bank - many licensed Realtors have been forced to ‘change their game’ and approach in order to adapt to this new ‘traditional’ real estate transaction. See the full press release:
http://www.crye-leike.com/corporate/newsreleasedetail?id=2917
Feb
7
2010
Not all real estate agents in Goodlettsville, Tennessee are the same
When picking a real estate agent in the Goodlettsville and northern Middle Tennessee area, look for one who is also a Realtor®.
A Realtor® is a member of the NATIONAL ASSOCIATION OF REALTORS®, a real estate trade association, and all members agree to abide by a 17 article Code of Ethics. Continue Reading »
Feb
4
2010
In this day and age, it is very important to have an independent home inspection done as part of your due dilegence
process of home buying. This can save you thousands of dollars in years to come.
What your Tennessee Home Inspector Should Include in Your Inspection: Continue Reading »
Jan
24
2010
You’ve probably seen lots of financial arguments about why you should own your own home rather than rent. This includes budgeting (no rent increases) and the tax savings you’ll most likely have. Now I’m going to give you some reasons to own your own home that you probably haven’t heard. Continue Reading »
Jan
24
2010
Does Your Condominium that you are planning on selling qualify for an FHA loan by the buyer?
Here are the requirements for a buyer to get FHA financing: Continue Reading »
Jan
19
2010
Your home is worth only as much as a buyer is willing to pay…..For buying and selling purposes, in Nashville and Middle Tennessee, appraisals are usually based on market value — what the property could be sold for. Other types of value include insurance value, replacement value, assessed value for property taxes and refinancing value. Your Realtor® or appraiser can assist you in determining what the buyer would be most willing to pay. Changes in market conditions can dramatically alter appraised value .
Your home’s value- what the buyers say: Continue Reading »
917 Conference Drive Goodlettsville, TN 37072. 
